tobacco surcharge reddit PSA: All TMs are marked as users and financially penalized as the default. You must change this during open enrollment if you are not a tobacco user. : r/Target A Reddit user pointed out

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Direct costs: $30,000 Indirect costs: $15,000 This grant compared the effects of cigarette smoking, protonated nicotine (salt) aerosol, and unprotonated nicotine aerosol on nicotine delivery, nicotine craving, and other outcomes in cigarette smokers

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29 Yet the FDA requires individual product data for its comparative efficacy standard for flavored products